Seamless Switcher Mortgage
Switch with Confidence, Switch with SYS
Simplify Switching Mortgage Provider in Ireland
Think switching mortgage lenders is too complex? Think again!
3.45%
Switching Your Mortgage
At SYS, We Change that Perception
- Our Switch Mortgage Experts Take on the Legwork
- Navigate the Irish Market to Find Your Ideal Mortgage
- Handle All the Paperwork - Saving YOU Time & Stress
Debunk the myth of mortgage switching being daunting or unrewarding
Customised Switcher Mortgage
Interest Rate & Type
Is your rate fixed, variable, tracker, or interest only?
If your fixed rate term is nearing its end, it’s time to explore other options! Don’t let your loan default to a potentially uncompetitive standard variable rate.
Mid-term, switching could be beneficial.
On a variable rate?
There might be More Competitive Rates out there
Loan to Value (LTV)
The LTV ratio, or your outstanding mortgage balance as a percentage of your property’s current value, influences the interest rate you pay.
Higher the LTV – Higher your Interest Rate.
After years of repayments, your LTV may decrease – especially if your property’s value has increased – indicating that Switching Could Save You Money!
Need to Borrow More?
Need to fund an extension or home improvements?
Switching could provide you with a Top-Up Mortgage
at a more Competitive Rate than a Regular Loan!
Have Other Loans?
Sometimes, you can merge additional loans, like education expenses, with your new mortgage for a lower interest rate!
Guiding Your Switch At Every Turn
-
Legal Fee
A solicitor manages the paperwork and your property's deeds. Some lenders cover these fees. -
Valuation Fee
A new lender requires a current home valuation to determine your LTV Ratio.
Stay Updated with Latest Mortgage Insights
Our talented team of expert advisors consistently monitors the market to provide you with the best mortgage advice in Ireland
