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Your Home Journey Starts Here!

Personalised mortgage help when you’re ready.

 

We check more than 100 Rates from Ireland’s Leading Lenders including

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PTSB logo
Nua logo
Haven logo
ICS Mortgages logo
MoCo logo
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Why choose us?

At SYS Mortgages, you’re not just a number.

From first chat to final approval, we’re with you every step of the way, guiding, supporting, and fighting for the best deal for you.

Client-Focused Brokerage

We are compensated by the lender on approval, meaning no broker fee is required from most of our clients.

Choice

We compare 100+ mortgage rates from Ireland’s top lenders.

Simple

We use a fully online, paperless process to handle it all.
Meet the team

Experienced

Over 60 years of combined mortgage know-how.

Meet the team

Read reviews

Trusted

Check out our fantastic reviews from happy customers

Read reviews

best rates as of today

September 28th 2026

On certain mortgages, rates affect change, and the rate is set at the date of mortgage draw-down.

Lowest Fixed

3%

Ireland’s fixed mortgage rate available today.

Lowest Variable

3.47%

Ireland’s variable mortgage rate available today.

Long Term Fixed

30years

Ireland’s longest fixed-term mortgage available today.

Our Customers Love Us!

 
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Sarah Hughes profile picture
Sarah Hughes
24 June 2026
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Helen, Sarah, Cian and Shane were a pleasure to deal with. We wouldn't be sitting in our new house without their help and support.
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Colin Crawford profile picture
Colin Crawford
24 June 2026
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I've just secured a new home through SYS Financial. Their support, commitment to achieving this task and overall dedication to ensuring the best deal for me was second to none.
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Conor Norton profile picture
Conor Norton
12 June 2026
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Top Class service from start to finish made our whole process easy couldnt recommend them high enough thank you Sarah Aideen And Vicky
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Donal O'Keeffe profile picture
Donal O'Keeffe
29 May 2026
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Just had a quick call with Paul to discuss what options we have in a tricky situation of living abroad, planning to move home, and a family house becoming available. We haven't decided what we'll do yet but I wanted to recognize Paul for how helpful he was today by providing clear and concise information on what paths are available - as well as his own personal advice and recommendation. I'm sure we'll be in touch in future depending where the chips fall but thank you again.
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Jacqui O Carroll profile picture
Jacqui O Carroll
23 April 2026
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From the minute we contacted Sean and Vicky in SYS about remortgaging we knew we were in good hands. From beginning to end they guided us through every step and made the process so simple. Everything was quick and efficient. They provided us help with solicitors and life insurance so it was a one stop shop. When our fixed rate ends we will definitely be going back. We can't recommend them enough.
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Damien M profile picture
Damien M
17 April 2026
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If you are looking for a mortgage broker, look no further than SYS Mortgages. Helen, Sarah, Shane and the whole team are brilliant and genuinely care about their clients. They helped us navigate the entire process from our very first meeting right through to moving in. Their outstanding responsiveness and deep expertise made what is normally a stressful process feel incredibly smooth and straightforward. Thank you so much for the exceptional service!
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Theo Tuohy profile picture
Theo Tuohy
16 April 2026
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Highly recommend sys Mortgages, They helped me through every step of my mortgage journey and did an amazing job.
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Iain Higgins profile picture
Iain Higgins
14 April 2026
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We recently completed the drawdown on our mortgage with SYS Mortgages, and we couldn’t be happier with the experience. From start to finish, the process was smooth, well-organised, and handled with real professionalism. A special thank you to Ian O’Flynn and Amy O’Carroll, who guided us every step of the way. Their patience, clear communication, and ability to explain everything in a straightforward and easy-to-understand way made what could have been a stressful process feel manageable and reassuring. We’d also like to thank Cian and Shane, who were a huge help throughout and always on hand when needed. Overall, we felt very well supported as first-time buyers, and we would highly recommend SYS Mortgages to anyone looking to go through the mortgage process.
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Vijay Sharma profile picture
Vijay Sharma
10 April 2026
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It was great decision when I choose SYS for my mortgage journey. Paul R and his team have been very proactive helping me at each step. I never felt that I am dealing with them all remotely. The additional best part is they take care of everything. (insurance, etc as well) I really recommend them. Thanks alot Paul and all your team !
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Barrie Ahern profile picture
Barrie Ahern
2 April 2026
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"I had a fantastic experience with SYS Mortgages and cannot recommend them highly enough. From start to finish, the entire process was made so much easier and less stressful thanks to their professional and transparent approach.A special mention must go to Vicky, who was absolutely brilliant throughout. She was incredibly helpful, always quick to respond to my questions, and provided clear guidance at every step of the journey. Her expertise and dedication made what could have been a daunting task feel straightforward and manageable.If you are looking for a reliable, knowledgeable, and supportive mortgage broker in Ireland, look no further than the team at SYS Mortgages!".

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Your Home Journey
Starts Here!

No cost, personalised mortgage help when you’re ready

Warning: If you do not keep up your repayments you may lose your home.

Warning: You may have to pay charges if you pay off a fixed-rate loan early.

Warning: Purchasing this product may negatively impact on your ability to fund future needs.

Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.