There are a number of reasons why choosing a broker is the best decision when it comes to applying for a mortgage. Our mortgage advisor, Donagh O’Shaughnessy, explores the top five reasons.Â
One advisor
When you come to SYS mortgages you will be dealing with one advisor throughout the process. Donagh or Helen will bring you on your journey from your initial enquiry to the drawdown of your mortgage and they will be much more accessible than going directly to a bank or other provider.
Saves you time
Instead of having to research all the providers and comparing options, we at SYS mortgages can do all that for you. We will provide you with the best recommendations from the most competitive lenders in the market place. Also if you are not ready to apply we will give you a plan to help you be mortgage ready for the future.
Best rates
Each provider has their own different rates with fixed and variable options. SYS Mortgages has access to all these options through PTSB, KBC, Ulster, AIB Haven, ICS and Finance Ireland. By just approaching one provider you could be missing out on a better rate and, with us researching the market on your behalf, this can create savings for you on your monthly repayment.
Best cash back offerings
Different mortgage providers have various initial cashback options or Financial incentives and SYS Mortgages will advise you of these.
What provider is best for your application?Â
Your mortgage advisor will know what provider is the most suitable for your needs whether you are a first time buyer, mover, switcher, self build or buy to let investor. We in in SYS mortgages aim to provide you with a bespoke mortgage to suit your requirements.
If you need any advice, please visit Donagh’s profile here or contact him at donagh@sysmortgages.ie.