Wherever You Are, We’ll Help You Buy Back Home
From Australia to Dubai, Canada to London – we make Irish mortgages possible for expats worldwide.
We check more than 100 Rates from Ireland’s Leading Lenders including
Getting a mortgage in Ireland from abroad is possible – here’s what to expect.
You Don’t Need to Live in Ireland
Irish citizens living abroad can apply for an Irish mortgage – but the requirements and approval process differ slightly from domestic buyers.
More Documentation is Required
Lenders will typically ask for foreign bank statements, payslips, proof of employment, and tax documents and a credit report from your country of residence.
Larger Deposit
Expat mortgages generally require a minimum 30% deposit, as they are classed as holiday homes.
Approval Takes Longer
Expect slightly longer processing times due to foreign documentation, currency conversion, and international checks. Starting early is key.
Your Irish Ties Still Matter
If you’re an Irish citizen planning to return, lenders may be more flexible – especially if you have savings or family in Ireland.
Verifiable Income
If you’re paid in a foreign currency, lenders will factor in exchange rates and risk. A stable job, clean credit history, and proof of tax compliance help your case significantly.
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Frequently Asked Questions
Whether you’re building from scratch, moving home, switching lenders, or investing, we’ve got you covered.
First Time Buyer
Mortgage Switcher
Home Mover Mortgage
Release Home Equity
Warning: If you do not keep up your repayments you may lose your home.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: Purchasing this product may negatively impact on your ability to fund future needs.
Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.
