Your Home Journey Starts Here!

Personalised mortgage help when you’re ready.

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Rates from 3% *

We check more than 100 Rates from Ireland’s Leading Lenders including

Why choose us?

At SYS Mortgages, you’re not just a number.

From first chat to final approval, we’re with you every step of the way, guiding, supporting, and fighting for the best deal for you.

Client-Focused Brokerage

We are compensated by the lender on approval, meaning no broker fee is required from most of our clients.

Choice

We compare 100+ mortgage rates from Ireland’s top lenders.

Simple

We use a fully online, paperless process to handle it all.

Experienced

Over 60 years of combined mortgage know-how.

Meet the team

Trusted

Check out our fantastic reviews from happy customers

Read reviews

best rates as of today

August 20th 2026

On certain mortgages, rates affect change, and the rate is set at the date of mortgage draw-down.

Lowest Fixed

3%

Ireland’s fixed mortgage rate available today.

Lowest Variable

3.47%

Ireland’s variable mortgage rate available today.

Long Term Fixed

30years

Ireland’s longest fixed-term mortgage available today.

Our Customers Love Us!

Latest Blogs

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11th Mar 2026

Switching Your Mortgage: How Much Can You Save?

If you’re a homeowner in Ireland and haven’t reviewed your mortgage lately, you could be…

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11th Mar 2026

Green Rates, Cashback and Better Terms

If you’re still on the same mortgage you took out years ago, you could be missing out on m…

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25th Feb 2026

First Home Scheme Ireland: The “Gap” That’s Stopping Buyers – And How the Scheme Actually Works

Buying your first home is exciting – but once you realise your mortgage approval and depos…

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sysmortgages

Providing expert mortgage guidance nationwide.

Coming to the end of your fixed mortgage rate and

Our upcoming webinar, ‘Switching Your Mortgage in

If you have had your mortgage for a few years, it

Many Irish homeowners fixed their mortgage between

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Your Home Journey
Starts Here!

No cost, personalised mortgage help when you’re ready

Warning: If you do not keep up your repayments you may lose your home.

Warning: You may have to pay charges if you pay off a fixed-rate loan early.

Warning: Purchasing this product may negatively impact on your ability to fund future needs.

Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.